Personal LoanPersonal Loan
Instant LoanInstant Loan
Home LoanHome Loan
Credit CardsCredit Cards
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More Loan OptionsMore Loan Options
Smarter Matches. Higher Approvals.
We match you with the right lenders based on your profile and needs - enabling faster approvals, better offers, and transparent guidance.

ActivPaisa – Transparent Borrowing,
Done Right

Empowering you to borrow confidently with expert guidance, intelligent technology, and complete transparency at every step.

₹500 Cr+

Loans Disbursed

50K+

Happy Customers

4.8/5

Customer Rating

iconQuick approval in 24–48 hours
iconCompetitive interest rates
iconExpert guidance
Why Borrow with ActivPaisa
Unbiased expertise and precision-driven matching that protects your money, time, and financial future.
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Fast Approvals
Get loan decisions quickly with our smooth digital process
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Minimal Documentation
Minimal paperwork with guided support and automated checks
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Smart Loan Offers
Access lender offers at best interest tailored to your profile and goals
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Clear & Transparent
No hidden fees or surprises - everything explained upfront

Credit Solutions Tailored for You

Find the loan or credit product that best fits your goals, financial profile, and borrowing needs

Home Loan

Home Loan

Standard loan with a structured application process and wider eligibility

Personal Loan

Personal Loan

Fast digital approval and quick access to funds with minimal documentation

Credit Cards

Credit Cards

Finance for buying a new house or property

Instant Personal Loan

Instant Personal Loan

Explore cards with superior rewards, benefits, and quick approval

Business Loans

Business Loans

Focus on growing your business while we handle your financing

Balance Transfer

Balance Transfer

Move your loan to a lower interest rate and reduce EMIs

Personal Overdraft

Personal Overdraft

Withdraw funds when needed and pay only for what you use

Loan Against Properties

Loan Against Properties

High-value loan secured against property

Professional Loan

Professional Loan

Access tailored loan options to power your professional growth

Let’s Find the Right Lender for You
Get matched to lenders who fit your profile - quick, simple, and free
Trusted by India’s Leading Banks & NBFCs
Access loan offers from a wide network of verified, top-tier lending institutions.
HDFC Bank

HDFC Bank

ICIC Bank

ICIC Bank

Axis Bank

Axis Bank

Kotak Mahindra

Kotak Mahindra

Bank of Baroda

Bank of Baroda

SBI

SBI

50+ Lending Partners
₹200 Cr+ Loan Disbursed
1 Lakh+ Happy Customers

Our Achievements & Credibility

Numbers that speak for our commitment to excellence and the trust our customers place in us

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1,00,000+ Customers

Satisfied customers

Guiding customers across diverse financial needs

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₹200 Cr+

Loans Disbursed

Helping borrowers secure the right credit at scale

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4.5/5

Customer Rating

Consistently strong feedback across platforms

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50+

Lending Partners

Access to India’s most reliable financial institutions

Industry Recognition

Recognized for innovation, excellence and customer first approach

Security Certified

Bank-grade security and data protection standards.

RBI Compliant

Fully compliant with RBI guidelines and regulations

Expert Advisory

Experienced credit experts guiding borrowers toward better financial outcomes

Problems Borrowers Face
Borrowing often feels confusing, slow, and stressful. These are the issues most people run into
Slow Approvals
Banks take days or weeks, leaving borrowers stuck waiting
Heavy Paperwork
Endless documents make the process exhausting and difficult
Hidden Charges
Unexpected fees and unclear terms lead to costly surprises
Limited Options
Borrowers rarely get access to the full range of lenders or offers
Description
There’s a Smarter
Way Forward
ActivPaisa helps you borrow
without the delays, confusion,
or hidden surprises.

How ActivPaisa Makes Borrowing Easier

We designed a borrowing experience that removes friction, saves time, and improves your chances of getting the right loan

100% Digital Process

Complete your loan journey online with minimal documents and zero physical paperwork

Chevron RightNo lengthy paperwork

Complete Transparency

All fees and terms are shown upfront, so you always know exactly what you’re agreeing to

Chevron RightNo surprises

Lightning-Fast Approval

Get quicker decisions with real-time evaluation that cuts down days of waiting

Chevron RightSave weeks of waiting time

Multiple Options

Compare personalised offers from 50+ lenders and choose the one that fits your needs best

Chevron RightChoose what works best for you

How It Works

From application to approval, everything is designed to be quick and seamless

1

Apply Online

Fill a short form in just a few minutes

2

Get Matched Instantly

We find the best loan options based on your profile

3

Receive Your Funds

Receive the approved amount directly in your bank account

Expert Support Throughout Your Borrowing Journey
Beyond lender matching, our experts help you make smarter, well-informed financial decisions
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Dedicated Relationship Manager

Personal support from trained credit advisors

  • One-on-one consultation
  • Ongoing guidance
  • Product recommendations
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Free Financial Consultation

Expert advice on loans, structuring, and repayment

  • Credit profile review
  • Loan structuring
  • Repayment planning
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Educational Resources

Tools and guides to boost your financial knowledge

  • Loan calculators
  • Financial guides
  • Short explainer videos
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Credit Improvement Program

Strategies and tracking to improve your credit score

  • Strategies and tracking to improve your credit score
  • Personalized improvement plan
  • Better loan eligibility

Meet Our Expert Team

Our team includes certified financial advisors, ex-bankers, and risk specialists with decades of lending experience

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Certified Financial Advisors (CFA)

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Former Senior Bankers

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Credit Risk & Policy Specialists

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What Our Customers Say
Don’t just take our word for it, Real stories from borrowers who chose ActivPaisa for a smoother experience
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Rajesh Kumar

Mumbai

StarsStarsStarsStarsStars

ActivPaisa made securing my business loan surprisingly quick. What usually takes months with banks was done in just a few days. Their team supported me through every step.

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Aditi Rao

Bengaluru

StarsStarsStarsStarsStars

The process was smooth and far easier than dealing with banks directly. ActivPaisa guided me clearly, helped me compare options, and I received approval much faster than expected.

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Hardik Arora

Delhi

StarsStarsStarsStarsStars

I was unsure about my chances, but ActivPaisa matched me with the right lender and I got approved quickly. The entire experience was transparent, simple, and stress-free.

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Rajesh Kumar

Business Owner . Mumbai

StarsStarsStarsStarsStars

ActivPaisa made getting a business loan incredibly easy. What would have taken months with traditional banks was completed in just 3 days. Their team guided me through every step

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Rajesh Kumar

Business Owner . Mumbai

StarsStarsStarsStarsStars

ActivPaisa made getting a business loan incredibly easy. What would have taken months with traditional banks was completed in just 3 days. Their team guided me through every step

Trusted by Thousands of Borrowers
See why people across India rate ActivPaisa among the highest in financial services
Partner Banks4.8/5 Google Reviews
Partner Banks4.9/5 App Store
TrustPilot4.7/5 TrustPilot
Get the ActivPaisa App
Manage your credit, track applications, and access smarter borrowing - anytime, anywhere
1

Fast & Easy

Apply for loans in under 5 minutes

2

Secure by Design

Your data stays protected at all times

3

Simple to Use

Intuitive design for seamless experience

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Download

Play Store

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Download

App Store

Mobile App Coming Soon

Be the first to know when our Mobile app launches. Get exclusive early access

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1M+

Expected App Downloads

5 Min

Average Application Time

24/7

Support Available

Frequently Asked Questions

Got questions? We’ve got answers. Find everything you need to know about our loan services and application process

How does ActivPaisa make it easy for borrowers?Toggle Icon

ActivPaisa offers you a vast number of loan options from trusted banks and NBFCs that allow you to compare various loan offers. Our process is fast, transparent, and customized to meet your financial needs, leaving no confusion and anxiety.

How does ActivPaisa help me avail the best loan deal?Toggle Icon
Can ActivPaisa help me determine my loan eligibility?Toggle Icon
How much loans can I get through ActivPaisa?Toggle Icon
What if I'm not sure which loan option is right for me?Toggle Icon
Still have Questions?
Get clear, personalized guidance from our experts for any loan or credit question