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Understand what affects your credit score and how lenders look at it.
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Loans, made simpler.
Find the right
loan for you, without the
hassle.
Tell us what you need. We understand your financial profile and connect you with suitable lending options from our lending partners.
- Secure
- Digital
- Transparent
- 20K+ Customers
- 50+ Lending Partners
- — Loans Facilitated
*Illustrative — replace with verified figures before launch.
Loan options from our lending partners
Axis Bank
HDFC Bank
ICICI Bank
IDFC FIRST Bank
Bajaj Finserv
Tata Capital
Explore
The right loan for every moment
Whether you’re planning a big purchase, steadying your cash flow or building a better credit score, ActivPaisa helps you find the option that fits.
Personal Loans For weddings, travel, home or medical needs — with every cost shown before you commit.What we provide
More than a loan application.
We make the borrowing journey simpler — from understanding your eligibility to finding suitable lending options.
01 — Understand
Know where you stand
We look at your income, credit profile and existing obligations to understand your borrowing profile.
02 — Match
Find relevant options
We connect your profile with suitable lending partners based on their eligibility criteria.
03 — Choose
Make an informed decision
Review your available loan options, understand the important terms and choose what works for you.
How it works
Your loan journey, simplified.
-
Tell us what you need
Share a few details about yourself and your loan requirement.
-
We understand your profile
We assess your income, credit profile and existing obligations.
-
Get matched
We identify lending options that may fit your profile.
-
Compare your options
Review the available loan terms and choose an option that suits you.
-
Complete & receive
Complete the lender’s application process and receive your loan if approved.
Loan approval, interest rates, terms and disbursal are determined by the respective lending partner.
Why us
Why ActivPaisa?
One application
Share your information once instead of starting from scratch with multiple lenders.
Personalized matching
We use your financial profile and loan requirement to identify relevant lending options.
Clear information
Understand important loan terms before making your decision.
Digital & convenient
Complete your journey online without unnecessary paperwork or branch visits.
No pressure
Explore your options and make the decision that’s right for you.
Personalised matching
Not every loan is right for everyone.
Your income, credit history, existing obligations and loan requirement are different from someone else’s. That’s why ActivPaisa understands your profile first — then finds lending options that may fit.
Our promise
A simpler way to borrow,
with transparency at every step.
Secure
Your information is handled through secure digital processes.
Lending Partners
We connect customers with lending partners based on applicable eligibility criteria.
Transparent
Important loan costs and terms are presented before you make a decision.
Digital
Apply and track your journey through a convenient digital experience.
Financial insights
Make smarter financial decisions.
Simple guides to help you understand loans, credit and personal finance.
How much loan can you actually afford?
Learn how income and existing EMIs affect your borrowing capacity.
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EMI vs total loan cost: What should you look at?
Understand the real cost of borrowing before choosing a loan.
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Your loan,
in your pocket.
Apply, track every EMI and prepay without a branch visit — all from one app.
- Pay EMIs
- Prepay anytime
- Live statements
Coming soon on iOS & Android
Frequently Asked Questions
01Is ActivPaisa a lender?
ActivPaisa is a digital lending platform that connects customers with lending partners. Loans are provided by the respective lending institutions.
02How does ActivPaisa find loan options for me?
We look at your income, credit profile and loan requirement, and match them against the eligibility criteria our lending partners set. You see the options that fit your profile.
03Will ActivPaisa guarantee my loan?
No. Loan approval, interest rates, terms and disbursal are decided by the respective lending partner after their own assessment.
04Do I need to apply separately with every lender?
No. You share your information once with ActivPaisa, and we use it to find suitable options across our lending partners.
05Does ActivPaisa charge me for applying?
Checking your options on ActivPaisa is free. Any loan charges are set out in the lender’s terms, shown to you before you accept an offer.
Need a hand? We’re here
Enquire or collaborate
Have a question, feedback, or want to work with us? Tell us a little and we’ll get back to you.
Email us
Send over a question, some feedback or an idea — we read everything.
support@activpaisa.comWe typically reply within one business day.