About Us

Activ Paisa Fintech Private Limited (“Activ Paisa”) is a digital lending platform committed to making credit simple, transparent and accessible. Activ Paisa is a lending service provider — it does not lend on its own books and is not a bank or NBFC. Every loan facilitated through the platform is written by an RBI-regulated bank or NBFC from our partner panel.

As a technology-led loan facilitation platform, Activ Paisa upholds the highest standards of integrity and data protection. Our expertise spans borrower profiling, credit assessment and lender policy matching. We present each applicant’s profile honestly, show indicative rates, tenures and EMIs before any commitment is made, and give every applicant a portal of their own to track the application, upload documents and review offers. Checking your options with us is a soft enquiry and never affects your credit score.

Through its platform, Activ Paisa enables salaried individuals and businesses to explore and compare personal loans, salary credit lines and credit card payoff options across a wide panel of regulated lending partners — making the borrowing process seamless, transparent and efficient. Every approval, interest rate and disbursal decision rests entirely with the partner lending institution, subject to its own credit policy.